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Protect Your Business With Leading Public Liability Insurance

Public Liability Insurance Online is a free public insurance comparison service where brokers from around the country compete for your business. Simply enter a single quote request via this website to compare rates and to find the best liability insurance deal for you!

We help you find the right cover at the best rates!

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Your free liability insurance quote comparison starts here!
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All quotes are provided free and without obligation. We respect your privacy.

Public Liability Insurance

Liability insurance (also known in Australia as public liability insurance) is an insurance cover for individuals and businesses to indemnify against the financial implications of property damage and bodily injury to others. Liability insurance also includes cover for associated legal and professional costs in defending a claim.

Best rates

Simply complete our short online loan quote form for access to the best Public Liability Insurance rates in the country, including (but not limited to) business liability insurance, employer liability insurance, directors and officers liability, product liability insurance, contractors liability insurance, trades liability insurance, property liability insurance, broadform liability insurance, landlords liability insurance, etc.

Compare Options

Because all Public Liability policies are different, we help you compare features and benefits - not just price - ensuring that you get the best value Public Liability protection that your money can buy.

Multiple Insurers

When you submit an online quote request with us, we match your details instantly against the specialties of over 1000 insurance professionals across Australia - all competing for your business.

Insurance Calculators

Need some help calculating your public liability insurance sum insured and limits? Try our Public Liability Insurance Calculator to make the job quick and easy!

Make Informed Decisions

Visit our extensive library of informative Public Liability Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use.


Business Insurance Articles

The Role of Public Liability Insurance in Protecting Hospitality Venues
The Role of Public Liability Insurance in Protecting Hospitality Venues
Public liability insurance serves as a critical safety net for event organizers, often seen as a robust shield safeguarding against potential financial repercussions arising from unforeseen incidents. In the dynamic atmosphere of events, where a multitude of variables come into play, this insurance plays a fundamental role in ensuring the stability and continuance of the host's operations. - read more
A Guide to Public Liability Insurance for Construction Businesses
A Guide to Public Liability Insurance for Construction Businesses
When embarking on a construction project, the potential for unexpected incidents and the associated liabilities cannot be ignored. Navigating through the intricate world of insurance might seem daunting, but understanding public liability insurance can save your business from financial peril. In the ever-evolving landscape of Australian construction, its significance cannot be overstated. - read more
5 Things Every Restaurant Owner Needs to Know About Public Liability Insurance
5 Things Every Restaurant Owner Needs to Know About Public Liability Insurance
Every restaurant owner needs to be familiar with the term 'public liability insurance'. This type of insurance is designed to protect your business financially in case a customer or a member of the public suffers an injury or property damage as a result of your business operations. In a bustling restaurant environment, accidents can happen—the risk of slips, spills, and other mishaps is ever-present. - read more
The Business Owner's Guide to Calculating Adequate Public Liability Coverage
The Business Owner's Guide to Calculating Adequate Public Liability Coverage
For any business owner, navigating the waters of legal and financial protection can be daunting. Public liability insurance is a lifeboat in this respect; by understanding its basics, businesses can better shield themselves against the unpredictable tides of liability claims. As a starting point, public liability insurance is designed to protect businesses in the event that a third party suffers an injury or property damage due to the business's operations. - read more
Common Public Liability Risks You Might Be Overlooking
Common Public Liability Risks You Might Be Overlooking
Public liability insurance is a critical form of coverage that protects businesses against claims of injury or damage caused by their operations to members of the public. Its primary purpose is to cover legal costs and compensation payments, which can otherwise cripple a business financially. - read more

Insurance News

QBE Under Scrutiny for Misleading Discount Practices
QBE Under Scrutiny for Misleading Discount Practices
11 Oct 2025: Paige Estritori
The Australian Securities and Investments Commission (ASIC) has initiated legal action against QBE Insurance, alleging that the insurer misled over 500,000 customers regarding promised discounts on various insurance products. This development underscores the critical importance of transparency and accuracy in the insurance sector, particularly concerning pricing and customer communications. - read more
Upcover's New Management Liability Insurance: A Boon for SMEs
Upcover's New Management Liability Insurance: A Boon for SMEs
11 Oct 2025: Paige Estritori
In a significant development for small and medium-sized enterprises (SMEs) and sole traders across Australia, Sydney-based insurtech company Upcover has unveiled a new management liability insurance product. This offering is designed to provide comprehensive protection against a range of risks, including employment disputes, official investigations, tax audits, financial crimes, statutory liabilities, and allegations of legal breaches. - read more
APRA's Findings: Stability in PI Claims Amid Declining Premiums
APRA's Findings: Stability in PI Claims Amid Declining Premiums
11 Oct 2025: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has released its latest National Claims and Policies Database report, providing insights into the professional indemnity (PI) insurance sector. The data indicates that while claims payments for non-facility business remained relatively stable at $1.111 billion in the 2022 underwriting year, there was a notable 6% decline in gross written premiums, which fell to $2.775 billion from the previous year's $2.954 billion. - read more

Your free liability insurance quote comparison starts here!
Cover Amount:
Postcode:

All quotes are provided free and without obligation. We respect your privacy.

Knowledgebase
Peril:
A specific risk or cause of loss covered by an insurance policy, such as fire, theft, or flood.