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Insurance News

Why Stronger Insurer Results Do Not Mean Liability Risk Has Gone Away Why Stronger Insurer Results Do Not Mean Liability Risk Has Gone Away
16 Sep 2026: Paige Estritori

Fresh industry attention on APRA's general insurance performance data points to a healthier overall insurance sector, with stronger premium revenue, improved investment conditions and more stable underwriting outcomes across parts of the market. For small business owners, that may sound like welcome news after several years of rising premiums and tighter insurer scrutiny. - read more
Why Claims Handling Scrutiny Matters for Liability Cover Why Claims Handling Scrutiny Matters for Liability Cover
09 Sep 2026: Paige Estritori

Fresh scrutiny of general insurance claims handling has again put the spotlight on how policies perform when customers need them most. While much of the public discussion often centres on household claims, the same service and documentation issues can become critical for small businesses facing a third-party injury or property damage allegation. - read more
What NSW Insurance Levy Reform Means for Business Cover What NSW Insurance Levy Reform Means for Business Cover
02 Sep 2026: Paige Estritori

New South Wales’ move to shift emergency services funding away from insurance premiums has put business insurance affordability back in the spotlight. For small business owners, tradies, hospitality operators and event organisers, the change is welcome in principle: levies and taxes can add noticeably to the total cost of holding cover, especially when several policies are bundled together. - read more
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Business Insurance Articles

A Beginner's Guide to Public Liability Insurance: Protecting Your Business
A Beginner's Guide to Public Liability Insurance: Protecting Your Business
Public liability insurance helps protect Australian businesses against third-party injury or property damage claims connected with their business activities. From a customer slipping in a café to accidental property damage at a client site, this guide explains how cover works, who commonly considers it, how to compare policies and what to expect if a claim occurs. - read more
The Essential Role of Insurance in Protecting Your Small Business
The Essential Role of Insurance in Protecting Your Small Business
Running a small business in Australia comes with its own set of unique challenges. From managing cash flow to dealing with unexpected setbacks, the road to success can often be bumpy. Many small business owners find themselves constantly adapting to changing market conditions, customer demands, and economic pressures. - read more
Public Liability Insurance for Sole Traders in Australia
Public Liability Insurance for Sole Traders in Australia
Sole traders can face public liability risks even without employees, premises or a large operation. This guide explains how public liability insurance may help protect self-employed Australians, when clients may require it, what it usually covers and what to check before choosing cover. - read more
Is Public Liability Insurance Compulsory in Australia?
Is Public Liability Insurance Compulsory in Australia?
Public liability insurance is not automatically compulsory for every Australian business, but it may be required by law, licence conditions, contracts, venues, landlords or clients. This guide explains the difference between legal obligations, contractual requirements and practical expectations. - read more
The Role of Public Liability Insurance in Protecting Hospitality Venues
The Role of Public Liability Insurance in Protecting Hospitality Venues
Public liability insurance serves as a critical safety net for event organizers, often seen as a robust shield safeguarding against potential financial repercussions arising from unforeseen incidents. In the dynamic atmosphere of events, where a multitude of variables come into play, this insurance plays a fundamental role in ensuring the stability and continuance of the host's operations. - read more

Knowledgebase
Flood Insurance:
A specific type of property insurance that covers losses and damage caused by flooding.