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Insurance News

Claims Code Reform Keeps the Spotlight on Liability Cover Claims Code Reform Keeps the Spotlight on Liability Cover
12 Aug 2026: Paige Estritori

Renewed attention on reforms to Australia's General Insurance Code of Practice is a useful reminder that the quality of an insurance policy is tested most clearly when a claim is made. For small businesses, sole traders, tradies and event organisers, that moment can be stressful, time-sensitive and financially significant, especially where a customer, supplier or member of the public alleges injury or property damage. - read more
What the Latest SME Insurance Index Means for Liability Cover What the Latest SME Insurance Index Means for Liability Cover
04 Aug 2026: Paige Estritori

Vero’s latest SME Insurance Index has put a familiar small business challenge back in focus: many Australian operators know insurance is essential, but still find it difficult to judge whether their cover matches the risks they face. For businesses with public interaction, contractors, deliveries, site visits or customer premises exposure, that uncertainty can be especially costly if a third-party injury or property damage claim arises. - read more
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Business Insurance Articles

How Much Public Liability Insurance Cover Does a Business Need?
How Much Public Liability Insurance Cover Does a Business Need?
Choosing a public liability insurance cover limit is not just a pricing decision. Australian businesses often compare $5 million, $10 million and $20 million limits, but the right amount depends on contracts, site access rules, permits, business activities, claim exposure and insurer criteria. - read more
What Is a Public Liability Insurance Certificate of Currency?
What Is a Public Liability Insurance Certificate of Currency?
A public liability insurance certificate of currency is proof that your policy is in force at a point in time. Businesses may need one for contracts, tenders, worksites, leases, events, markets or council approvals, but it is not the same as reading the full policy. - read more
Essential Public Liability Coverage for Gym and Fitness Center Owners
Essential Public Liability Coverage for Gym and Fitness Center Owners
Running a gym or fitness center comes with unique responsibilities, especially when it comes to providing a safe environment for clients. In this dynamic space, where individuals engage in activities that may pose risks, it is imperative for gym owners to understand the importance of public liability insurance. This type of coverage is a cornerstone for safeguarding your business against claims arising from accidental injuries or property damage to third parties. - read more
Public Liability Insurance for Manufacturers: Are You Fully Covered?
Public Liability Insurance for Manufacturers: Are You Fully Covered?
Public liability insurance is a cornerstone of protection for businesses, offering a shield against claims for personal injury or property damage inflicted on third parties as a result of their operations. As manufacturers open their doors to employees, suppliers, and sometimes the public, they navigate a landscape rife with potential hazards. Public liability insurance becomes not just a safety net, but an essential aspect of responsible entrepreneurship. - read more
Is Public Liability Insurance Compulsory in Australia?
Is Public Liability Insurance Compulsory in Australia?
Public liability insurance is not automatically compulsory for every Australian business, but it may be required by law, licence conditions, contracts, venues, landlords or clients. This guide explains the difference between legal obligations, contractual requirements and practical expectations. - read more

Knowledgebase
Surrender Value:
The amount of money an insurance policyholder will receive if they voluntarily terminate the policy before it matures.