Public Liability Insurance Online :: Calculators

Public Liability Insurance Online Financial Calculators

Public Liability Insurance Online is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Income Protection Insurance Calculator

Find out how much monthly disability income protection insurance you qualify for. Use our calculator to estimate cover levels tailored to your income and needs.

Public Liability Insurance Calculator

Estimate your public liability insurance needs with our Public Liability Insurance Calculator. Calculate the right levels of cover to protect your business investment and secure your financial livelihood.

Business Insurance Articles

5 Things Every Restaurant Owner Needs to Know About Public Liability Insurance

Every restaurant owner needs to be familiar with the term 'public liability insurance'. This type of insurance is designed to protect your business financially in case a customer or a member of the public suffers an injury or property damage as a result of your business operations. In a bustling restaurant environment, accidents can happen—the risk of slips, spills, and other mishaps is ever-present. - read more

Protect Your Construction Business: The Importance of Adequate Liability Coverage

Operating within the construction industry involves managing an intricate web of risks and liabilities daily. Public liability insurance stands as one of the core safeguards to protect businesses from potential financial pitfalls that may arise from these risks. - read more

The Essential Role of Insurance in Protecting Your Small Business

Running a small business in Australia comes with its own set of unique challenges. From managing cash flow to dealing with unexpected setbacks, the road to success can often be bumpy. Many small business owners find themselves constantly adapting to changing market conditions, customer demands, and economic pressures. - read more

A Guide to Public Liability Insurance for Construction Businesses

When embarking on a construction project, the potential for unexpected incidents and the associated liabilities cannot be ignored. Navigating through the intricate world of insurance might seem daunting, but understanding public liability insurance can save your business from financial peril. In the ever-evolving landscape of Australian construction, its significance cannot be overstated. - read more

The Difference Between Public Liability and Other Insurances Explained

Public liability insurance is designed to protect businesses against claims made by the public for injuries or damages that occur in connection with the business operations. It covers legal fees, medical expenses, and compensation costs that may arise if a customer or a member of the public is injured or property is damaged as a result of the business activities. - read more

Insurance News

ICA Advocates for Overhaul of Civil Liability Laws Amid Rising Insurance Premiums

19 Oct 2025: Paige Estritori

The Insurance Council of Australia (ICA) has recently released a white paper highlighting the urgent need for reforms to state and territory civil liability laws, which have remained largely unchanged for nearly 25 years. These outdated laws are contributing to significant increases in public liability insurance premiums, affecting a wide range of businesses across the nation. - read more

Australian Businesses Demand National Action on Rising Insurance Costs

19 Oct 2025: Paige Estritori

In response to escalating insurance premiums, Australian businesses are calling for a coordinated national reform agenda to alleviate the financial pressures associated with obtaining adequate coverage. A recent report produced jointly by the Australian Chamber of Commerce and Industry (ACCI) and the Insurance Council of Australia (ICA) highlights the urgent need for comprehensive reforms to address the challenges faced by small and medium-sized enterprises (SMEs). - read more

APRA Reports Significant Increase in Public Liability Insurance Premiums

19 Oct 2025: Paige Estritori

The Australian Prudential Regulation Authority (APRA) has released its latest National Claims and Policies Database (NCPD) statistics, revealing a substantial increase in public liability insurance premiums over recent years. According to the data, premiums have risen by 40% since 2015, a rate that surpasses general inflation and places additional financial strain on businesses across the country. - read more

QBE Under Scrutiny for Misleading Discount Practices

11 Oct 2025: Paige Estritori

The Australian Securities and Investments Commission (ASIC) has initiated legal action against QBE Insurance, alleging that the insurer misled over 500,000 customers regarding promised discounts on various insurance products. This development underscores the critical importance of transparency and accuracy in the insurance sector, particularly concerning pricing and customer communications. - read more

Upcover's New Management Liability Insurance: A Boon for SMEs

11 Oct 2025: Paige Estritori

In a significant development for small and medium-sized enterprises (SMEs) and sole traders across Australia, Sydney-based insurtech company Upcover has unveiled a new management liability insurance product. This offering is designed to provide comprehensive protection against a range of risks, including employment disputes, official investigations, tax audits, financial crimes, statutory liabilities, and allegations of legal breaches. - read more

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Knowledgebase

Claim:
A formal request made by the policyholder to the insurance company for payment of a loss covered by the insurance policy.

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