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Protect Your Business Public Liability Insurance

Public Liability Insurance Online is a free public liability insurance quote referral service that connects you with specialist brokers from our national panel. Simply enter a single quote request via this website to compare public liability insurance options and premiums from participating broker partners.

Compare cover options and competitive rates

  • Competitive Rates
  • Multiple Insurers
  • Compare Options
  • Personal Advice
  • Professional Service
  • Tailored Cover
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All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.

Comparison results are from participating brokers within our referral network and may not represent all providers in the market. We may receive a referral fee at no cost to you. We do not provide financial advice or credit assistance directly.

Public Liability Insurance

Liability insurance (also known in Australia as public liability insurance) is an insurance cover for individuals and businesses to indemnify against the financial implications of property damage and bodily injury to others. Liability insurance also includes cover for associated legal and professional costs in defending a claim. When you request a public liability insurance quote through this site, your enquiry is referred to a licensed insurance broker who will contact you directly; we do not provide personal financial advice ourselves and may receive a referral fee for the introduction.

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Competitive rates

Simply complete our short online quote request form to be connected with a specialist broker and access competitive public liability insurance quotes, including (but not limited to) business liability insurance, employer liability insurance, directors and officers liability, product liability insurance, contractors liability insurance, trades liability insurance, property liability insurance, broadform liability insurance, landlords liability insurance, etc.

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Compare Options

Because public liability insurance policies can differ, a licensed broker we refer you to can help you compare features, benefits and costs — not just price — and outline public liability cover options that may suit your needs and budget. Any product or personal advice is provided by the broker, not by this website.

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Multiple Insurers

When you submit an online quote request with us, we use your answers to select a licensed insurance professional from our national broker referral panel who is suited to your business, location and cover requirements.

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Insurance Calculators

Need some help calculating your public liability insurance sum insured and limits? Try our Public Liability Insurance Calculator to make the job quick and easy!

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Make Informed Decisions

Visit our extensive library of informative Public Liability Insurance Articles, the latest Insurance Online News, and listen to the latest episode of our News Podcast to stay in the loop with what's happening, why it matters to you, and some key takeaways you can use. Information and tools on this site, including our calculators, articles, news and podcasts, are general in nature and do not take into account your objectives, financial situation or needs.

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Personalised Service

Public Liability Insurance Online does not provide personal financial advice or claims assistance directly. All enquiries, including quote comparisons, claims assistance and any form of personal advice, are provided by a licensed specialist broker, selected from our Australia-wide referral partner network, who will communicate with you directly after you submit a quote request.

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Broker Matching

A specialist business insurance broker from our referral panel will be matched to your enquiry based on your location, cover requirements and the information you provide in your public liability insurance quote request. All quotes, advice and assistance are provided by that broker directly, not by this website, so it is important that you provide complete and accurate answers when you submit your enquiry.

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Insurance News

ACCC Halts IAG's Bid to Acquire RAC WA's Insurance Operations
ACCC Halts IAG's Bid to Acquire RAC WA's Insurance Operations
15 May 2026: Paige Estritori
The Australian Competition and Consumer Commission (ACCC) has recently opposed the proposed acquisition of RAC WA's insurance division by Insurance Australia Group (IAG). This decision stems from concerns that the merger could significantly reduce competition within Western Australia's insurance market, potentially leading to higher premiums for consumers. - read more
Declining Risk Readiness Among Australian Insurers Amid Escalating Cyber Threats
Declining Risk Readiness Among Australian Insurers Amid Escalating Cyber Threats
15 May 2026: Paige Estritori
Recent findings from PwC's Insurance Banana Skins survey reveal a concerning decline in risk preparedness among Australian insurers, marking the lowest levels in four years. The survey highlights that Australian insurers are now 6.6% behind their global counterparts on PwC's Preparedness Index, underscoring a significant readiness gap. - read more
Revolutionizing Insurance Risk Assessment with AI-Driven Adaptive Questionnaires
Revolutionizing Insurance Risk Assessment with AI-Driven Adaptive Questionnaires
15 May 2026: Paige Estritori
The insurance industry is witnessing a transformative shift with the introduction of the ARQuest framework, which leverages artificial intelligence (AI) to enhance risk profiling through personalized and adaptive questionnaires. This innovative approach addresses the limitations of traditional, standardized questionnaires that often fail to capture individual differences and can be susceptible to fraudulent responses. - read more
Key Challenges Facing Australian Insurers in 2026
Key Challenges Facing Australian Insurers in 2026
07 May 2026: Paige Estritori
As Australian insurers navigate the complexities of 2026, three primary challenges have emerged at the forefront: premium affordability and insurability, cyber and data security risks, and workforce attraction and retention. These insights stem from industry feedback highlighted in Gallagher Bassett's forthcoming report, 'The Carrier Perspective: 2026 Claims Insights'. - read more
ACCC Scrutinises IAG's Proposed Acquisition of RAC Insurance
ACCC Scrutinises IAG's Proposed Acquisition of RAC Insurance
07 May 2026: Paige Estritori
The Australian Competition and Consumer Commission (ACCC) has commenced a detailed Phase 2 review of Insurance Australia Group's (IAG) proposed acquisition of RAC Insurance. This move follows concerns that the merger could substantially lessen competition in Western Australia's insurance market, particularly in motor vehicle and home and contents insurance sectors. - read more
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Business Insurance Articles

Essential Public Liability Coverage for Gym and Fitness Center Owners
Essential Public Liability Coverage for Gym and Fitness Center Owners
Running a gym or fitness center comes with unique responsibilities, especially when it comes to providing a safe environment for clients. In this dynamic space, where individuals engage in activities that may pose risks, it is imperative for gym owners to understand the importance of public liability insurance. This type of coverage is a cornerstone for safeguarding your business against claims arising from accidental injuries or property damage to third parties. - read more
The Role of Liability Insurance in Managing Contractor and Supplier Risks
The Role of Liability Insurance in Managing Contractor and Supplier Risks
Engaging with contractors and suppliers is an integral facet of many business operations, fostering growth and expansion. However, with this collaboration comes inherent risks that can impact a business financially and legally, should any unexpected incidents arise. It is here that liability insurance steps in as a cornerstone of risk management, safeguarding businesses from potential pitfalls associated with these partnerships. - read more
Why Retail Store Owners Can't Afford to Skip Public Liability Insurance
Why Retail Store Owners Can't Afford to Skip Public Liability Insurance
As the owner of a retail store, you may not realize that the day-to-day interactions with customers and the public pose significant financial risks. Whether it's a customer slipping on a wet floor or a product causing harm, the threat of negligence claims is all too real. This is where Public Liability Insurance becomes not just a safety net, but a fundamental necessity for your business operations. - read more
A Guide to Public Liability Insurance for Construction Businesses
A Guide to Public Liability Insurance for Construction Businesses
When embarking on a construction project, the potential for unexpected incidents and the associated liabilities cannot be ignored. Navigating through the intricate world of insurance might seem daunting, but understanding public liability insurance can save your business from financial peril. In the ever-evolving landscape of Australian construction, its significance cannot be overstated. - read more
The Importance of Public Liability Insurance in Protecting Your Business
The Importance of Public Liability Insurance in Protecting Your Business
Public liability insurance is a type of coverage designed to protect business owners against claims made by third parties for injuries or damages that occur in connection with business operations. - read more

Knowledgebase
Liability Insurance:
Insurance that provides protection from claims arising from injuries or damage to other people or property

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