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APRA Data Shows Rising Insurance Premiums Through Intermediaries

Understanding the Trends in Australia's General Insurance Market

APRA Data Shows Rising Insurance Premiums Through Intermediaries?w=400

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The Australian Prudential Regulation Authority (APRA) has released its latest statistics, indicating an increase in general insurance premiums placed through intermediaries.
In the six months leading up to December 31, 2025, intermediated premiums totaled $22.97 billion, up from $21.59 billion in the previous half-year.

Of this total, $18.87 billion was placed with APRA-authorized general insurers, marking a rise from $17.66 billion. Premiums placed with Lloyd's underwriters also saw an increase, reaching $2.99 billion compared to $2.54 billion in the prior period. Conversely, business with unauthorized foreign insurers declined to $1.11 billion from $1.39 billion.

Despite the growth in premium volumes, the number of intermediaries placing business remained relatively stable. Out of 1,766 intermediaries recorded, 651 placed business with at least one underwriter, while 1,086 did not place any business during the reporting period.

These trends highlight the evolving dynamics within Australia's insurance market, emphasizing the critical role intermediaries play in connecting businesses with suitable coverage options. For small and medium-sized enterprises, understanding these shifts is essential for navigating the complexities of obtaining appropriate insurance protection.

Published:Monday, 13th Apr 2026
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

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A set amount of time after the premium is due during which a policyholder can make a payment without the insurance coverage lapsing.

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